Business and scope

ChatterPay B2B lets companies launch a white-label wallet and build their own crypto experience using ChatterPay's smart-wallet infrastructure, blockchain operations and WhatsApp integration.

It also lets fintechs, wallets and other Partners integrate ChatterPay's capabilities — on/off ramps, tokens and financial flows — through the B2B platform and its API.

The platform provides a common foundation for identity, wallets, custody, signing, per-network execution, fees, on-chain tracking, reconciliation and notifications. This reduces the time and complexity needed to bring these integrations to market.

ChatterPay B2B's development proceeds in incremental stages. Each stage keeps the same API contracts, resources and operation model, while replacing initial simulators and components with higher-fidelity implementations and controls sufficient for real deployments.

Stage 1 — B2B launch and Belo integration

• API, SDK, sandbox and reference application;
• Partner authentication and data isolation via PostgreSQL row-level security policies (Row-Level Security);
• users, logical wallets and per-network accounts;
• Base and Arbitrum;
• Bitcoin via its native adapter;
• Cardano via its native adapter: receiving and sending ada, and staking and vote delegation, added to this stage's scope later and still planned;
• deposits and balances;
• quotes, fees and direct transfers;
• swaps and cross-chain transfers via LI.FI;
• asynchronous operations, events and webhooks;
• operational ledger and verification against on-chain evidence;
• durable persistence in PostgreSQL;
• outbox, inbox and durable messaging;
• observers and redundant providers;
• software signer behind the SigningProvider interface;
• integration from Partner applications and WhatsApp;
• self-hosted deployment;
• security, auditing, backups and recovery;

Stage 1 is considered closed when the Belo integration completes the agreed end-to-end journey through its application and WhatsApp, using the networks, assets, operations, controls and tracking mechanisms defined for launch.

Stage 2 — Expansion

• Tron and Solana;
• Stellar: XLM and USDC, plus conditional payments through Trustless Work;
• new providers and on/off ramps;
• HSM and MPC;
• passkeys;
• advanced recovery;
• new custody models;
• new financial capabilities that Partners reach through the same API.

Enabling each network/asset/execution-mode combination depends on its tests, security controls and capability manifest.